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We have a new name and ticker symbol! First Defiance Financial Corp. is now Premier Financial Corp. We encourage you to update any bookmarks that you have to PremierFinCorp.com and hope you continue to follow our new stock ticker PFC.

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Peer Analysis

Performance Ratios (%) PFC Peer Median Peer Average
ROAA 0.40 1.18 1.19
ROAE 3.06 10.36 10.53
Net Interest Margin 3.86 3.36 3.49
Efficiency Ratio 55.64 57.31 55.84
Loans / Deposits 102.40 85.14 85.17
Asset Quality Ratios (%)
NPAs / Assets 0.62 0.63 0.68
NCOs / Avg Loans (0.04) 0.09 0.07
Reserves / Loans 1.65 1.23 1.12
Reserves / NPAs 211.40 164.40 165.75
Capital Ratios (%)
Tier 1 Capital 11.14 14.16 13.81
Tangible Equity / Tangible Assets 9.11 10.53 10.43
Total Equity / Total Assets 14.02 11.58 11.68
Market Ratios
Price / Earnings (x) 14.04 10.87 13.25
Price / Book (%) 67.96 111.67 122.83
Dividend Yield (%) 5.27 4.47 4.65
Data for trailing four quarters

Premier Financial Corp.'s peer group consists of the following: First Busey Corporation (BUSE), Lakeland Financial Corporation (LKFN), Macatawa Bank Corporation (MCBC), MainSource Financial Group, Inc., MBT Financial Corp. (MBTF), Peoples Bancorp Inc. (PEBO), United Community Financial Corp.

Premier Financial Corp.'s financial data is as of 3/31/2020.

Peer financial data is as of 3/31/2020 except for these companies:

MainSource Financial Group, Inc.'s financial data is as of 3/31/2018.
United Community Financial Corp.'s financial data is as of 12/31/2019.
MBT Financial Corp.'s financial data is as of 6/30/2019.